Before you shop for a home, unless you’re paying cash, mortgage pre-approval is your #1 home buying preparation tool. Pre-approval tells you what price range you can afford Realtors and sellers.
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Why Every First Home Buyer in CT Should Get Mortgage Pre-Approval In 2015.. With a Mortgage Pre-Approval, the buyer supplies all the written documentation of the information they claim to be true. This formal application is reviewed by and underwriter to be sure the credit, income and.
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It is not unheard of to not get a pre-approval the first time you try. For that reason, it is very important to make your mortgage pre-approval your FIRST step in the home purchase process. What you do not want to do is get your heart set in a specific home, and then have to go through the mortgage pre-approval process.
Why Should You Get Pre-Approved? What Details Are Required in the Pre-Approval Process? When you are pre-approved for a mortgage, it means a lender has determined how much you can borrow, the loan programs that If you have a co-borrower, the lender will also need this information about them. What Do I Need to Get Pre-Approved for a Mortgage?
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