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“It’s like a Carfax for FHA,” said Christopher Gardner, founder of a Westlake Village, Calif., company called FHA Pros and a former loan broker who said he saw a need for such a service when the FHA.
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FHA mortgage insurance provides lenders with protection against losses as the result of homeowners defaulting on their mortgage loans. The lenders bear less risk because FHA will pay a claim to the lender in the event of a homeowner’s default.
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